Effective tax planning is an integral part of our investment approach and our Tax-Smart Investing® strategies and products are all designed for the express purpose of helping investors realize maximum after-tax return on their investments.

Many investors do not realize that interest, dividends and capital gains are taxed differently.

For a Canadian in the highest tax bracket, realized capital gains are taxed at a lower level than Canadian source dividends which are taxed at a lower level than interest or other “regular” income.

In a country like Canada, where taxes can be almost 50% of your taxable income, saving taxes should always be a priority.

Not all funds are created equal, and simply looking at rates of return on a pre-tax basis does not tell the whole story – after-tax information is every bit as important.

Learn more about Tax-smart planning...